Empowering Bumiputera enterprises through strategic financing

We support the growth of Bumiputera enterprises by providing financing solutions that align with the Government’s Bumiputera Economic Transformation Plan 2035 (PuTERA35). Through this programme, we help strengthen Bumiputera participation in the economy, driving sustainable and inclusive economic development.
bumiputera economic development programme

Bumiputera Economic Development Programme

We provide financing for Bumiputera companies involved in sectors and projects that align with the Government’s Bumiputera Economic Transformation Plan 2035 (PuTERA35). Our support covers various areas, including:

  • The halal ecosystemSocial infrastructure such as healthcare and education
  • High-growth, high-value (HGHV) agriculture and agro-based industries
  • Food security infrastructure and productivity enhancement
  • Supply chain-related activities
supply chain

Programme Size

RM500 million

Financing Purpose & Tenure*

Capital Expenditure (CAPEX)

Up to
15 Years

Operating Expenditure (OPEX)

Up to
5 Years

bumiputera economic development programme

Key Features

Financing Rate

Government Project

Cost of Fund (COF) + Margin – Subsidy of 1.0% p.a.

Commercial Project

Base Financing Rate (BFR) + Margin – Subsidy 1.0% p.a.

Financial Guarantee

Guarantee Fee – Subsidy 1.0% p.a.

* The effective rate is based on Bank Pembangunan’s credit evaluation and assessment. The final rate for the approved financing is subject to Bank Pembangunan’s discretion.

Business Enquiry

Business Enquiry - V2

Note:
Bank Pembangunan offers financing starting at RM20 million.

If your financing needs are below this amount, you may consider alternative options available here.
To learn more about import and export financing, click here.


programme divider

Other Programme

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MADANI Development Programme 2.0

For companies supporting the MADANI Economy Framework and the 13th Malaysia Plan with focus on resetting the economy, enhancing security and promoting sustainability.

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Transportation & Logistics Programme

Financing for companies in the maritime, aerospace, transportation and logistics industries for acquisition of vessels, aircraft, equipment, infrastructure development and working capital requirements.

icon industry digitalisation transformation programme

Digital Infrastructure & High Impact Sectors Programme

Accelerating industry transformation towards Industry 4.0, digitalisation, digital economy and advanced technologies as well as supporting new growth and high impact sectors under New industrial Master Plan (NIMP) 2030.

icon sustainable development

Sustainable Development & Transition Programme

Fostering the development of green economy and supporting Malaysia's transition towards a lower carbon and sustainable economy in relation to the United Nation Development Programme (UNDP) Sustainable Development Goals (SDG) that are non-energy related.

icon renewable energy

Renewable Energy & Transition Programme

Supporting energy-related activities under National Energy Transition Roadmap (NETR) such as Renewable Energy, Green Technology, Carbon capture, Utilisation and Storage (CCUS), Energy Efficiency, Green Hydrogen, Electric Mobility and Energy related Transition Financing.

icon national energy transition facility

National Energy Transition Facility

Expedite the deployment of capital to enhance the accessibility of funds for the energy transition projects.

icon semiconductor financing programme

Semiconductor Financing Programme

Financing for Malaysian companies across the semiconductor value chain to strengthen global competitiveness and accelerate industry growth.

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Tourism Infrastructure Programme

The Tourism Infrastructure Programme provides financing for companies involved in projects that support tourism infrastructure development and urban regeneration in Malaysia. The programme promotes the enhancement of tourism facilities, sustainable urban regeneration and preservation of heritage assets.

icon blended financing

Blended Finance 

Accelerate capital deployment by combining public and private funding to improve access for projects with strong development potential.

Advance Bumiputera Economic Transformation with

Bumiputera Economic Development Programme

Enquire now!

Frequently Asked Questions

What sectors are targeted under the Bumiputera Economic Development Programme (BEDP)?

BEDP targets key sectors that support the Government’s Bumiputera Economic Transformation Plan 2035 (PuTERA35), including:

  • Halal ecosystem – Businesses involved in halal production, certification, and related industries.
  • Social infrastructure – Projects in healthcare, education, and community development.
  • High-growth, high-value (HGHV) agriculture and agro-based industries – Sectors driving innovation and value-added production in agriculture.
  • Food security infrastructure and productivity – Initiatives enhancing food production, distribution, and sustainability.
  • Supply chain-related activities – Businesses involved in logistics, distribution, and value chain improvements.

Through the BEDP, we support Bumiputera enterprises in strengthening their presence in these key industries and driving sustainable economic growth.

What is the tenure for the Program Pembangunan Ekonomi Bumiputera (BEDP)?

The maximum financing tenure under the BEDP depends on the financing purpose:

  • for Capital Expenditure (CAPEX) is 15 years*;
  • for Operation Expenditure (OPEX) is 5 years*