Empowering Bumiputera enterprises through strategic financing
Explore Programme

Bumiputera Economic Development Programme
We provide financing for Bumiputera companies involved in sectors and projects that align with the Government’s Bumiputera Economic Transformation Plan 2035 (PuTERA35). Our support covers various areas, including:
- The halal ecosystemSocial infrastructure such as healthcare and education
- High-growth, high-value (HGHV) agriculture and agro-based industries
- Food security infrastructure and productivity enhancement
- Supply chain-related activities

Programme Size
RM500 million
Financing Purpose & Tenure*
Capital Expenditure (CAPEX)
Up to
15 Years
Operating Expenditure (OPEX)
Up to
5 Years

Key Features
Availability
1 January 2025 – 31 December 2026
Margin of Financing
Up to 80% of total project cost*
Financing Amount
- Minimum: RM20 million
- Maximum: Subject to Bank Pembangunan’s evaluation and credit assessments
Facility Offered
- Term Financing-i / Term Loan
- Financial Guarantee for Sukuk / Bond Issuance
- Syndication / Club Deals
- Restructuring, rescheduling and refinancing facilities are not applicable
Eligible Applicant
-
Bumiputera companies that are either Partnership, Private Limited, Public Company and Co-operatives
-
Minimum of 51% Bumiputera shareholding in the company
-
Registered and incorporated in Malaysia
-
CEO / Managing Director / Majority of the Bumiputera company’s top management are Bumiputera
Financing Rate
Government Project
Cost of Fund (COF) + Margin – Subsidy of 1.0% p.a.
Commercial Project
Base Financing Rate (BFR) + Margin – Subsidy 1.0% p.a.
Financial Guarantee
Guarantee Fee – Subsidy 1.0% p.a.
| * | The effective rate is based on Bank Pembangunan’s credit evaluation and assessment. The final rate for the approved financing is subject to Bank Pembangunan’s discretion. |
Business Enquiry
Target Sectors
We support businesses making breakthroughs in the fields of technology including AI, Robotics and Automation. Specifically, this fund will benefit tech firms offering the technologies, companies adopting and using the technologies as well as companies that build infrastructure for the adoption of these technologies.

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Advance Bumiputera Economic Transformation with
Bumiputera Economic Development Programme
Enquire now!
Frequently Asked Questions
What sectors are targeted under the Bumiputera Economic Development Programme (BEDP)?
BEDP targets key sectors that support the Government’s Bumiputera Economic Transformation Plan 2035 (PuTERA35), including:
- Halal ecosystem – Businesses involved in halal production, certification, and related industries.
- Social infrastructure – Projects in healthcare, education, and community development.
- High-growth, high-value (HGHV) agriculture and agro-based industries – Sectors driving innovation and value-added production in agriculture.
- Food security infrastructure and productivity – Initiatives enhancing food production, distribution, and sustainability.
- Supply chain-related activities – Businesses involved in logistics, distribution, and value chain improvements.
Through the BEDP, we support Bumiputera enterprises in strengthening their presence in these key industries and driving sustainable economic growth.
What is the tenure for the Program Pembangunan Ekonomi Bumiputera (BEDP)?
The maximum financing tenure under the BEDP depends on the financing purpose:
- for Capital Expenditure (CAPEX) is 15 years*;
- for Operation Expenditure (OPEX) is 5 years*