Bank Pembangunan Malaysia Berhad being a Development Financial Institution (DFI), is entrusted with a developmental role of providing medium to long term financing to projects in infrastructure, maritime and high technology sectors.
To enable the Bank to fulfil its financing intermediary role effectively, the Bank has established a comprehensive risk management system to identify, measure, monitor and control risks that will promote and maintain high asset quality and minimize reliance on collateral lending in its endeavour to achieve the mandate set by the Government.
As a DFI, where lending/financing is the core business, the Bank is faced with credit risk, liquidity risk, operational risk, market risk and product risk (among others) in carrying out its activities. In managing its business risk effectively and efficiently, the Bank has been guided by its Group Governance and Risk Management Framework, which outlines a sound basis for integrated risk management effort and internal control as components of good corporate governance. Specific policies and procedures have been established for each risk management function within the Group Risk Management as well as within the operational functions of the Bank. Towards this end, risk management in the Bank shall provide a framework to identify, objectively assess and actively manage all relevant potential risks and opportunities.
Corporate Governance
Risk Management
Other Risk Management
Risk Management Process
The Risk Management Process at Bank Pembangunan outlines steps to identify, assess, treat and communicate risks, ensuring effective management across…
Key Functional Structure Within Group Risk Management
The Group Risk Management structure at Bank Pembangunan focuses on credit, operational, market risks and strategic risk management to ensure…
Risk Management Infrastructure
Bank Pembangunan’s risk management involves dedicated committees overseeing credit, operational, liquidity and market risks to ensure effective governance and oversight.