National Development
Scheme
Industry Digitalisation
Transformation Scheme
Sustainable Development
Financing Scheme
Tourism Infrastructure
Scheme
Working Capital
Scheme
Working Capital Scheme (WCS) is a new financing initiative by BPMB to support the Government’s agenda in
sustaining medium-sized companies by providing liquidity to support the business continuity and
survivability, to further boost economic activities as part of post pandemic economic recovery for those
affected by Covid-19 containment measures
Fund Size
RM 500.0 Million
Financing Purpose & Tenure
Operating Expenditure (OPEX)
Up to 3 Years
Financing Amount
- Minimum RM5 million
- Maximum up to RM50 million
*All application is subject to credit assessments and BPMB’s policies. For financing application that exceeds the maximum amount can be considered on case-to-case basis. The final approved financing amount is up to BPMB’s discretion.
Financing Rate
Effective Rate
5.0% per annum
- Partnership, Private Limited or Public Company.
- Business is registered and incorporated in Malaysia.
- Business with minimum 51% ownership by Malaysian.
- Business must be in operation at least 3 years.
Note: All application is subject to credit assessments and BPMB’s policies and the final approved financing is up to BPMB’s discretion.
- Revolving Facility i.e. Tawarruq Revolving Working Capital
The Working Capital Scheme is for financing of Operating Expenditure (OPEX) such as:
- Payment of salaries and wages
- Payment of operating expenses such as rental, utility bills and general expenses
- Payment to suppliers or vendor
Note: All application is subject to credit assessments and BPMB’s policies and the final approved financing is up to BPMB’s discretion.
- Up to 85% of each progressive claim / invoice amount; or
- Up to 30% of total project cost, capped at RM50.0 million whichever is lower
Note: All application is subject to credit assessments and BPMB’s policies and the final approved financing is up to BPMB’s discretion.
- 1 January 2023 until 31 December 2025