Industry Digitalisation Transformation Scheme

Financing solution to support business activities in adopting digital and advanced technologies within various industries which includes but not limited to Artificial Intelligence, Robotics, Automation meant for Producer, User or Provider of Infrastructure.

Maritime, Logistics and Transportation Scheme

Madani Scheme

Sustainable Development
Financing Scheme

Tourism Infrastructure

Working Capital

The scheme is open to projects with the following purpose, but not limited to:

  • Acquisition and / or development of specific assets including software, licenses, patents
  • Projects or contracts that supports adoption of digital technologies
  • Financing working capital requirements related to digital and advanced technologies
  • Fund projects that supports the transformation of Malaysia's industrial capabilities by supporting the right ecosystem for the implementation of National Policy on Industry 4.0

Fund Size

RM1.0 Billion

(An aggregate of RM500 million is allocated for Bumiputera companies across all schemes).

Financing Purpose & Tenure


Capital Expenditure (CAPEX)

Up to 15 Years

Operating Expenditure (OPEX)

Up to 5 Years

Financing Amount

Financing up to RM100 million*

*Note: All application is subject to credit assessments and BPMB’s policies. For financing application that exceeds the maximum amount can be considered on case-to-case basis. The final approved financing amount is up to BPMB’s discretion

Financing Rate

Government Project*

Cost of Fund (COF) + Margin – Subsidy 1.5% p.a.

Commercial Project*

Base Financing Rate (BFR) + Margin
– Subsidy 1.5% p.a.

Financial Guarantee

Guarantee Fee – Subsidy 1.5% p.a.

*The effective rate for the approved financing is subject to BPMB’s discretion and approving authority based on the credit evaluation and assessments.

  • Partnership, Private Limited, Public Company and Co-operatives.
  • Registered and incorporated in Malaysia.
  • At least 40% shareholding by Malaysian
  • Also open to projects that are within the parameters set by relevant agencies involved in development of digital technologies
  • Term Financing
  • Revolving Facility
  • Financial guarantee as part of credit enhancement for sukuk / bond issuance
  • The scheme can be structured for syndication/club deal arrangements
  • Up to 80% of total project cost*

*Note: All application is subject to credit assessments and BPMB’s policies. The final approved financing amount is up to BPMB’s discretion.

  • 1.5 % per annum
  • 1 January 2023 until 31 December 2025

Interested in Industry Digitalisation Transformation Scheme?