Product Disclosure Sheet
(Read this Product Disclosure Sheet before you decide to take out this Facility. Be sure to also read the general terms and conditions.) - BPMB 1 September 2010 |
1. | WHAT ARE THE FEES AND CHARGES I HAVE TO PAY? | ||||||||||||
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2. | WHAT IF I FAIL TO FULFILL MY OBLIGATIONS? | ||||||||||||
You will be charged Late payment/Ta’widh | |||||||||||||
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3. | WHAT IF I FULLY SETTLE THE FINANCING BEFORE ITS MATURITY? | ||||||||||||
You are allowed to make prepayment in full and you are advised to give a notice of not less than three (3) months prior to the intended date of prepayment. | |||||||||||||
4. | WHAT ARE THE RISKS INVOLVED? | ||||||||||||
The interest rate for conventional financing is variable and it may change according to changes in the reference rates. An increased rate may result in higher monthly repayment. | |||||||||||||
5. | DO I NEED A GUARANTOR/SECURITY/COLLATERAL? | ||||||||||||
Among the security requirement include project assets, debenture, assignment of concession agreement/ project account/ insurance policy, debenture, guarantee etc. depending on the type of project and financing. | |||||||||||||
6. | WHAT DO I NEED TO DO IF THERE ARE CHANGES TO MY CONTACT DETAILS? | ||||||||||||
It is important that you inform us of any change in your contact details to ensure that all correspondences reach you in a timely manner. | |||||||||||||
7. | WHERE CAN I GET FURTHER INFORMATION? | ||||||||||||
If you have any enquiries, please contact us at : | |||||||||||||
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Takaful/Insurance | |||||||||||||
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Guarantee | |||||||||||||
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IMPORTANT NOTE :
LEGAL ACTION MAY BE TAKEN AGAINST YOU IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR FINANCING.
The information provided in this disclosure sheet is updated on 20/10/2016.
If your query or complaint is not satisfactorily resolved by us, you may contact Bank Negara Malaysia LINK or TELELINK at :
Block D, Bank Negara Malaysia
Jalan Dato’ Onn
50480 Kuala Lumpur
Tel: 1-300-88-5465
Fax: 03-2174 1515
Email: bnmtelelink@bnm.gov.my