MADANI Scheme
(previously known as National Development Scheme)

Financing solutions for companies that are engaged in activities that supports the implementation of the MADANI Economy Framework and 12th Malaysia Plan.

Maritime, Logistics and Transportation Scheme

Industry Digitalisation
Transformation Scheme

Sustainable Development
Financing Scheme

Tourism Infrastructure
Scheme

Working Capital
Scheme

MADANI Scheme provides financing to companies that are engaged in activities that supports the implementation of the MADANI Economy Framework and 12th Malaysia Plan which focused on 3 key themes, namely resetting the economy, strengthening security, wellbeing and inclusivity as well as advancing sustainability.

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Fund Size

RM2.0 Billion

(An aggregate of RM500 million is allocated for Bumiputera companies across all schemes).

Financing Purpose & Tenure

Capital Expenditure (CAPEX)

Up to 20 Years

Operating Expenditure (OPEX)

Up to 5 Years

Financing Amount

Financing from RM 20 million up to RM 100 million*

*Note: All application is subject to credit assessments and BPMB’s policies. Financing application that exceeds the maximum amount can be considered on case-to-case basis. The final approved financing amount is up to BPMB’s discretion.

Financing Rate

Government Project*

Cost of Fund (COF) + Margin – Subsidy 1.5% p.a.

Commercial Project*

Base Financing Rate (BFR) + Margin – Subsidy 1.5% p.a.

Financial Guarantee

Guarantee Fee – Subsidy 1.5% p.a.

*The effective rate is based on BPMB credit evaluation and assessment. The final rate for the approved financing is subject to BPMB’s discretion.

  • Partnership, Private Limited and Public Company
  • Registered and incorporated in Malaysia
  • Majority ownership of 51% by Malaysian
  • Projects or activities that supports the implementation of the MADANI Economy Framework and 12th Malaysia Plan that focuses on the 3 key themes:
    1. Resetting the economy
    2. Strengthening security, wellbeing and inclusivity
    3. Advancing sustainability
  • Supports the 17 "Big Bolds" to catalyze development across the 3 focus areas such as :
    Strengthening Sustainability Building Prosperous Society Achieving High-Income Nation
    Fiscal sustainability and financial systems Enculturation of MADANI society Digital and technology based HGHV industries (except those eligible under the BPMB Industry Digitalization Transformation Scheme)
    HGHV industry based on energy transition Social protection reforms High Value E&E HGHV industry
    Targeted subsidies Housing for the Rakyat Agriculture and agro-based HGHV industry
      Strengthening healthcare services Empowering MSMEs and Social Enterprises
      Strengthening national security and defense Rare earths HGHV industry
        Streamlining the public transport network
  • Term financing
  • Revolving Facility
  • Financial guarantee as part of credit enhancement for sukuk / bond issuance
  • The scheme can be structured for syndication/club deal arrangements
  • Up to 80% of total project cost*
    *Note : All applicant is subject to credit assesments and BPMB's policies. The final approved financing amount is up to BPMB's discretion.
  • 1.5 % per annum
  • 1 January 2023 until 31 December 2025

Interested in MADANI Scheme?