Industry Digitalisation Transformation Scheme

We offer extensive financing solutions covering technologies industry which are inclusive of, but not limited to, Artificial Intelligence, Robotics, Automation meant for Producer, User and Provider of Infrastructure

Maritime & Logistic

National Development

Sustainable Development
Financing Scheme

Tourism Infrastructure

The primary objective of this initiative is to accelerate the adoption of Industry 4.0 technologies within various industries, thereby increasing the manufacturing sector's overall contribution to the national economy. By promoting the widespread integration of advanced technologies, we aim to drive innovation, efficiency, and competitiveness in Malaysian industries.

We offer partial financing for projects and contracts that involve the utilization of digital technologies such as:

  • To part finance the acquisition and/or development of specific assets, including software, licences, patents etc.
  • To part finance the project / contracts relevant to the digital technologies.
  • To provide working capital

Fund Size

RM 1.0 Billion

(An aggregate of RM500 million is allocated for Bumiputera companies across all schemes).

Financing Purpose/Tenure



Up to 15 Years


Up to 5 Years

Financing Amount

Determined based on the following categories:

  • Asset/hardware/software acquisition and/or development : up to RM100 million
  • Development of infrastructure : up to RM100 million
  • The above may vary subject to the Bank’s credit assessment.

*Financing amount is subject to BPMB’s evaluation and credit policies. Any application exceeding the maximum amount must obtain Board approval

Financing Rate



COF + Margin – Subsidy of 1.5%



BFR + Margin – Subsidy of 1.5%


Effective Rate

Subject to the Approving Authority of BPMB

  • Partnership, Private Limited, Public Company and Co-operatives.
  • Registered and incorporated in Malaysia.
  • Minimum ownership of 40% by Malaysian
  • Projects that are within the parameters set by relevant agencies involved in development of digital technologies
  • Term financing
  • Revolving working capital
  • The scheme can be structured for syndication/club deal arrangements
  • Financial guarantee as part of credit enhancement for sukuk / bond issuance
  • 1.5 % per annum
  • 1 January 2021 until 31 December 2025

Technologies are inclusive of, but not limited to, Artificial Intelligence, Robotics, Automation meant for:-

  • Producer : Technology firms or manufacturing companies offering the technologies
  • User : Companies/entities adopting the technologies as part of their operations
  • Provider of Infrastructure : Companies that construct/build related infrastructure for the adoption of technology

Interested in Industry Digitalisation Transformation Scheme?