| Objective | - To accelerate industry adoption of Industry 4.0 related technologies thereby increasing the contribution of the manufacturing sector to the national economy
- Fund the transformation of Malaysia’s industrial capabilities by supporting the right ecosystem for Industry 4.0 to make Malaysia a preferred high technology manufacturing location
- Support the adoption of digital transformation across the Bank’s mandated sectors to develop digital-economy for the nation
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| Purpose | - To part finance the acquisition and/or development of specific assets, including software, licences, patents etc.
- To part finance the project / contracts relevant to the digital technologies.
- To provide working capital
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| Scheme Size | RM1.0 billion (An aggregate of RM500 million is allocated for Bumiputera companies across all schemes) |
| Availability | 1 January 2021 until 31 December 2025 |
| Target Sector | - Technologies are inclusive of, but not limited to, Artificial Intelligence, Robotics, Automation meant for:-
- Producer : Technology firms or manufacturing companies offering the technologies
- User : Companies/entities adopting the technologies as part of their operations
- Provider of Infrastructure : Companies that construct/build related infrastructure for the adoption of technology
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| Eligible Applicant | - Partnership, Private Limited, Public Company and Co-operatives.
- Registered and incorporated in Malaysia.
- Minimum ownership of 40% by Malaysian
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| Eligible Project | Projects that are within the parameters set by relevant agencies involved in development of digital technologies |
| Facility Offered | - Term financing
- Revolving working capital
- The scheme can be structured for syndication/club deal arrangements
- Financial guarantee for Sukuk issuance
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| Financing Purpose | For capital expenditure (CAPEX) and operating expenditure (OPEX) purposes |
| Financing Tenure | - CAPEX : up to 15 years
- OPEX : up to 5 years
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| Margin of Financing | Up to 80% |
| Financing Amount | - Financing amount is subject to BPMB’s evaluation and credit policies. Any application exceeding the maximum amount must obtain Board approval
- As guidance,the fund available per customer may be determined based on the following categories:
- Asset/hardware/software acquisition and/or development : up to RM100 million
- Development of infrastructure : up to RM100 million
- The above may vary subject to the Bank’s credit assessment.
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| Pricing | - Government : COF + Margin – Subsidy of 1.5%
- Commercial : BFR + Margin – Subsidy of 1.5%
- Financial guarantee: BG fees - Subsidy of 1.5%
- Effective rate is subject to the approving authority of BPMB
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| Profit Subsidy | 1.5% per annum |
| Credit Related Matters | Subject to BPMB's credit approval processes |
